American Express does not sell your personal information. Assuming it’s a plastic card, you can cut it up with scissors or a shredder and discard the pieces – in separate trash bags for extra security.Ĭalifornia residents have the right to opt out of the “sale” and “sharing” of their personal information as defined by the California Consumer Privacy Act. Then destroy the old credit card, so no one else can access the card number.
Otherwise, your payments might be declined. After activation, update any autopay bills that are charged to this particular card. When you receive the new card with the updated expiration date, you’ll want to activate the new card by following the instructions provided by your card issuer.
(That’s the three- or four-digit security code found on the back or front of the card, depending on the issuer.) This new card will have the same account number, of course, but it will bear a new expiration date – usually about three to five years down the road – and a new card verification value, or CVV. However, well before the expiration date on your credit card arrives on the calendar, a new card with a new expiration date will likely have already arrived in your mailbox. Your name and card number may be accurate, for example, but the expiration date no longer is. When your credit card eclipses its expiration date, any charges you attempt to make will be declined because all the data points don’t match up properly.
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